The Semblance of Success in Nudging Consumers to Pay Down Credit Card Debt
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https://www.nber.org/papers/w31926
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资源简介：
We run a field experiment and a survey experiment to study an active choice nudge. Our nudge is designed to reduce the anchoring of credit card payments to the minimum payment. In our field experiment, the nudge reduces enrollment in Autopaying the minimum from 36.9% to 9.6%. However, the nudge does
我们开展实地实验与调查实验，以研究主动选择助推（active choice nudge）。该助推旨在降低信用卡支付对最低还款额的锚定（anchoring）。在实地实验中，此助推将自动支付最低还款额的注册率从36.9%降至9.6%。然而，该助推确实
提供机构：
美国国家经济研究局
创建时间：
2023-12-01
