Bank Lending Survey for Germany - Aggregates

Since January 2003, the Eurosystem has carried out a quarterly bank lending survey (BLS) to expand its knowledge about the role of lending in the monetary transmission mechanism and thus to obtain additional information for monetary policy analysis. The questionnaire comprises 23 qualitative questions on past and expected future lending policies by participating institutions to the private non-financial sector as well as on credit demand. Ad hoc questions on particularly topical issues may be added if necessary.

自2003年1月起，欧元体系（Eurosystem）便开展季度银行贷款调查（Bank Lending Survey, BLS），以深化对信贷在货币政策传导机制中所起作用的认知，进而为货币政策分析提供额外信息支撑。该调查问卷包含23个定性问题，内容涵盖参与机构面向私人非金融部门的过往及预期未来信贷政策，以及信贷需求状况。必要时，还可增设针对特定热点议题的临时专题问题。