Townsend Thai Project Institutional Annual Resurvey, 2012 (Urban)

This survey was undertaken to evaluate the role of formal institutions in helping to support the welfare and well-being of individuals in urban areas of Thailand. Questions concerned Village Identification, Institutional Identification, Background of Respondents, Identification of Activities, Foundation, Members/Clients of the Institution, Internal Savings, Internal Lending, Extended Repayment of Loans and Default, Internal Structure of the Institution, Income Generation Activities Owned by the Institution, Current Relationship with Other Financial Institution Outside the Village, Free Aid were collected. Area selection: The survey picks 16 communities in municipal areas of each amphoe under the ongoing Townsend’s project (Rural Survey). However, the numbers of communities in each amphoe vary between 1 to 18 communities; the Muang district has the largest number of communities, while other municipalities have no more than 4 communities. In order to cover the majority of both areas and community, the survey chooses 10 communities in Muang district and additional 2 commu nities in other municipal areas in 3 amphoes in each province, totaling 96 communities. The choices of amphoes for urban survey are as follow: 1. Chachoengsao includes Muang district and 3 amphoes, namely Bangpakong, Bangkla and Phanomsarakam. Amphoe Bang Nam Priao and Amphoe Sanamchai have only 1 community and 2 villages that are semi-urban. In addition, there are villages included in the Townsend Rural Survey. Amphoe Khao Takiab is excluded for the reason that there is no muinicipality. 2. Lop Buri the survey covers Amphoe Muang, Ban Mee, Chaibadan and Koksamrong. 3. Buriram the survey covers A mphoe Muang, Prakonchai, Satuk and Nangrong 4. Sisaket the survey covers Amphoe Muang, Kanthararom, Kanthonlak and Uthumpornpisai. Amphoe Prangkoo is excluded for the reason that it has only 1 community. Amphoe Posrisuwan is excluded for the reason that there is no municipality. 5. Satun the survey covers Amphoe Muang, Langu, Tapae and Kuandon. 6. Phrae the survey covers Amphoe Muang, Denchai, Rongkwang and Sungman. Sample Selection: 15 Household are selected from each community for interview. Due to time constraint, the survey decided to use the list of community fund’s member who applied for village/community fund from Government Housing Bank and Bank for Agriculture and Agricultural Cooperatives. Each community fund must have members who are residents of that community no less than 95% of total household in the community. Each member is assigned a number and will be randomly selected. There are 1440 households (240 for each province) in total. The community heads (in the selected sample) are also interviewed; totaling 96 communities. For institutional survey, it is required prior to the community selection that such community must have village/community fund in operation. The village fund committees are interviewed by using Household Questionnaire Initial Survey. The survey includes 96 communities’ funds, saving groups, other group and 26 institutions/organizations of ROSCA.

本调研旨在评估正式制度在助力泰国城市地区个体福利与福祉提升方面的作用。本次调研收集的调研项涵盖：村庄标识、制度标识、受访者背景、活动标识、成立基础、机构成员/服务对象、内部储蓄、内部放贷、贷款展期与违约情况、机构内部架构、机构开展的创收活动、当前与村外其他金融机构的合作关系，以及免费援助相关内容。

区域选取：本次调研在正在实施的汤森（Townsend）乡村项目框架下，从每个县（amphoe）的市区范围内选取社区。但各区县的社区数量存在差异，区间为1至18个；该府直辖县（Muang district）的社区数量最多，其余市区的社区数量均不超过4个。为兼顾覆盖不同区域与社区类型，调研最终调整为在直辖县选取10个社区，并在每个省份的3个其他县的市区各额外选取2个社区，总计96个社区。本次城市调研选取的区县如下：
1. 差春骚府（Chachoengsao）涵盖直辖县以及班巴功（Bangpakong）、班克拉（Bangkla）和帕农沙拉坎（Phanomsarakam）3个县。班南披尧县（Amphoe Bang Nam Priao）与萨南猜县（Amphoe Sanamchai）仅各有1个社区，且所辖村庄多为半城镇区域，同时其村庄已纳入汤森乡村调研范围。由于塔基亚布县（Amphoe Khao Takiab）无市区，故予以排除。
2. 华富里府（Lop Buri）调研覆盖直辖县、班米县（Ban Mee）、猜巴丹县（Chaibadan）和科卡颂县（Koksamrong）。
3. 武里南府（Buriram）：调研覆盖直辖县、普拉贡猜县（Prakonchai）、沙都县（Satuk）和南荣县（Nangrong）。
4. 四色菊府（Sisaket）调研覆盖直辖县、坎他拉隆县（Kanthararom）、坎托拉克县（Kanthonlak）和乌通蓬披赛县（Uthumpornpisai）。由于邦库县（Amphoe Prangkoo）仅含1个社区，故予以排除；波里苏皖县（Amphoe Posrisuwan）无市区，同样予以排除。
5. 沙敦府（Satun）调研覆盖直辖县、兰谷县（Langu）、他拍县（Tapae）和宽顿县（Kuandon）。
6. 帕府（Phrae）调研覆盖直辖县、登猜县（Denchai）、荣广县（Rongkwang）和宋曼县（Sungman）。

样本选取：每个社区选取15户家庭进行访谈。受时间限制，本次调研采用政府住房银行（Government Housing Bank）与农业和农业合作社银行（Bank for Agriculture and Agricultural Cooperatives）的乡村/社区基金申请者名单作为抽样框架。各社区基金的成员需为该社区居民，且占社区总家庭户数的比例不低于95%。为每位成员分配编号后进行随机抽样。本次调研总计覆盖1440户家庭（每个省份240户）。同时对选中样本中的社区负责人进行访谈，合计覆盖96个社区。

针对机构调研，在社区选取阶段需预先确认该社区设有运营中的乡村/社区基金。调研采用家庭初始调研问卷对乡村基金委员会进行访谈。本次调研涵盖96个社区基金、储蓄小组及其他团体，以及26个轮转储蓄与信贷协会（ROSCA）类机构/组织。