Townsend Thai Project Institutional Annual Resurvey, 2012 (Urban)

This survey was undertaken to evaluate the role of formal institutions in helping to support the welfare and well-being of individuals in urban areas of Thailand. Questions concerned Village Identification, Institutional Identification, Background of Respondents, Identification of Activities, Foundation, Members/Clients of the Institution, Internal Savings, Internal Lending, Extended Repayment of Loans and Default, Internal Structure of the Institution, Income Generation Activities Owned by the Institution, Current Relationship with Other Financial Institution Outside the Village, Free Aid were collected. Area selection: The survey picks 16 communities in municipal areas of each amphoe under the ongoing Townsend’s project (Rural Survey). However, the numbers of communities in each amphoe vary between 1 to 18 communities; the Muang district has the largest number of communities, while other municipalities have no more than 4 communities. In order to cover the majority of both areas and community, the survey chooses 10 communities in Muang district and additional 2 commu nities in other municipal areas in 3 amphoes in each province, totaling 96 communities. The choices of amphoes for urban survey are as follow: 1. Chachoengsao includes Muang district and 3 amphoes, namely Bangpakong, Bangkla and Phanomsarakam. Amphoe Bang Nam Priao and Amphoe Sanamchai have only 1 community and 2 villages that are semi-urban. In addition, there are villages included in the Townsend Rural Survey. Amphoe Khao Takiab is excluded for the reason that there is no muinicipality. 2. Lop Buri the survey covers Amphoe Muang, Ban Mee, Chaibadan and Koksamrong. 3. Buriram the survey covers A mphoe Muang, Prakonchai, Satuk and Nangrong 4. Sisaket the survey covers Amphoe Muang, Kanthararom, Kanthonlak and Uthumpornpisai. Amphoe Prangkoo is excluded for the reason that it has only 1 community. Amphoe Posrisuwan is excluded for the reason that there is no municipality. 5. Satun the survey covers Amphoe Muang, Langu, Tapae and Kuandon. 6. Phrae the survey covers Amphoe Muang, Denchai, Rongkwang and Sungman. Sample Selection: 15 Household are selected from each community for interview. Due to time constraint, the survey decided to use the list of community fund’s member who applied for village/community fund from Government Housing Bank and Bank for Agriculture and Agricultural Cooperatives. Each community fund must have members who are residents of that community no less than 95% of total household in the community. Each member is assigned a number and will be randomly selected. There are 1440 households (240 for each province) in total. The community heads (in the selected sample) are also interviewed; totaling 96 communities. For institutional survey, it is required prior to the community selection that such community must have village/community fund in operation. The village fund committees are interviewed by using Household Questionnaire Initial Survey. The survey includes 96 communities’ funds, saving groups, other group and 26 institutions/organizations of ROSCA.

本调研旨在评估正规机构在助力泰国城市地区居民福利与福祉提升方面的作用。调研收集的信息涵盖以下维度：村庄标识（Village Identification）、机构标识（Institutional Identification）、受访者背景（Background of Respondents）、活动识别（Identification of Activities）、基金会概况（Foundation）、机构成员/服务对象（Members/Clients of the Institution）、内部储蓄（Internal Savings）、内部放贷（Internal Lending）、贷款展期与违约情况（Extended Repayment of Loans and Default）、机构内部架构（Internal Structure of the Institution）、机构开展的创收活动（Income Generation Activities Owned by the Institution）、与村外其他金融机构的当前合作关系（Current Relationship with Other Financial Institution Outside the Village）以及免费援助（Free Aid）。
区域选取：本次调研选取正在实施的汤森德乡村调研（Townsend’s Rural Survey）项目下每个县（Amphoe）的城区社区。不过每个县的社区数量在1至18个不等：府治县（Muang district）的社区数量最多，其他直辖市的社区数量均不超过4个。为覆盖多数区域与社区，调研在府治县选取10个社区，并在每个省的3个县的其他直辖市各选取2个社区，总计96个社区。
用于城市调研的县选取详情如下：
1. 差春骚府（Chachoengsao）：涵盖府治县以及邦巴功（Bangpakong）、邦格拉（Bangkla）、帕农沙拉坎（Phanomsarakam）3个县。邦南披尧县（Amphoe Bang Nam Priao）和萨南猜县（Amphoe Sanamchai）仅各有1个半城市化社区与2个村落，且均已纳入汤森德乡村调研范围。由于考塔基亚县（Amphoe Khao Takiab）无直辖市，故予以排除。
2. 华富里府（Lop Buri）：涵盖府治县、班米县（Ban Mee）、猜巴丹县（Chaibadan）和柯沙隆县（Koksamrong）。
3. 武里南府（Buriram）：涵盖府治县、巴功猜县（Prakonchai）、沙都县（Satuk）和南荣县（Nangrong）。
4. 四色菊府（Sisaket）：涵盖府治县、坎他腊暖县（Kanthararom）、坎通拉县（Kanthonlak）和乌通彭披赛县（Uthumpornpisai）。由于普兰库县（Amphoe Prangkoo）仅存1个社区，故予以排除；波里苏皖县（Amphoe Posrisuwan）无直辖市，故予以排除。
5. 沙敦府（Satun）：涵盖府治县、兰谷县（Langu）、他拍县（Tapae）和宽顿县（Kuandon）。
6. 帕府（Phrae）：涵盖府治县、登猜县（Denchai）、容光县（Rongkwang）和宋曼县（Sungman）。
样本选取：每个社区选取15户家庭进行访谈。受时间限制，调研采用政府住房银行（Government Housing Bank）与农业和农业合作社银行（Bank for Agriculture and Agricultural Cooperatives）发放的村庄/社区基金申请人名单作为抽样框架。各社区基金的社区居民成员占比不得低于社区总家庭数的95%。为每位成员分配编号后进行随机抽样，总计抽取1440户家庭（每个省240户）。同时对选中样本中的社区负责人进行访谈，共计覆盖96个社区。
针对机构调研，社区入选的前提是已运营村庄/社区基金。调研采用家庭问卷初始调研（Household Questionnaire Initial Survey）对村基金委员会进行访谈。本次调研涵盖96个社区基金、储蓄小组、其他团体以及26个轮转储蓄与信贷协会（Rotating Savings and Credit Association, ROSCA）机构/组织。