Serbia - Global Financial Inclusion (Global Findex) Database 2021

The fourth edition of the Global Findex offers a lens into how people accessed and used financial services during the COVID-19 pandemic, when mobility restrictions and health policies drove increased demand for digital services of all kinds.The Global Findex is the world's most comprehensive database on financial inclusion. It is also the only global demand-side data source allowing for global and regional cross-country analysis to provide a rigorous and multidimensional picture of how adults save, borrow, make payments, and manage financial risks. Global Findex 2021 data were collected from national representative surveys of about 128,000 adults in more than 120 economies. The latest edition follows the 2011, 2014, and 2017 editions, and it includes a number of new series measuring financial health and resilience and contains more granular data on digital payment adoption, including merchant and government payments.The Global Findex is an indispensable resource for financial service practitioners, policy makers, researchers, and development professionals.

全球普惠金融数据库（Global Findex）第四版为我们提供了观察视角，用以展现新冠疫情期间民众获取与使用金融服务的图景——彼时出行限制与防疫政策推动了各类数字服务的需求大幅攀升。
全球普惠金融数据库是全球范围内最全面的金融包容性数据库，同时也是全球唯一的需求端数据源，可支持开展全球及区域跨国比较分析，能够严谨且多维度地呈现成年人储蓄、借贷、支付及金融风险管理的现状。
2021年版全球普惠金融数据库的数据，采集自120余个经济体中针对约12.8万名成年人开展的全国代表性抽样调查。
本版延续了2011、2014及2017年版的编纂脉络，新增了一系列衡量金融健康与韧性的指标序列，同时收录了更细化的数字支付普及数据，涵盖商户支付与政府支付场景。
全球普惠金融数据库是金融服务从业者、政策制定者、科研人员及发展领域专业人士不可或缺的核心参考资源。