Were Nineteenth-Century Industrial Workers Permanent Income Savers?
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https://www.nber.org/papers/w23948
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Theories of household saving posit that households add to or draw down wealth to equalize the discounted presented value of consumption over time. This paper examines the extent to which nineteenth-century urban American industrial workers used saving and dissaving to smooth consumption in response
家庭储蓄理论假定,家庭会增加或减少财富,以平衡跨期消费的贴现现值(discounted present value)。本文考察了19世纪美国城市工业工人通过储蓄和负储蓄来平滑消费的程度,以应对
提供机构:
美国国家经济研究局
创建时间:
2017-10-01



