Workers' Compensation Indemnity Benefits Data

Oregon workers' compensation paid indemnity data. The data is presented in the Department of Consumer and Business Services report at https://www.oregon.gov/dcbs/reports/compensation/Pages/index.aspx. The attached pdf provides definitions of the data.

Workers’ compensation indemnity benefits are cash benefits paid to injured workers. These benefits include benefits for temporary disability (time loss), permanent partial disability, permanent total disability, and death. Statute sets eligibility criteria and the rates at which insurers pay these benefits. In the case of death from work-related causes, indemnity benefits are paid to survivors. Indemnity benefits also include vocational assistance benefits paid on behalf of severely disabled workers to get them back to work.

Indemnity benefits also include settlements between workers and insurers. Claim disposition agreements (CDAs) and disputed claim settlements (DCSs) are the two forms of settlements.

The Workers' Benefit Fund ( WBF)provides funds for programs that assist employers and injured workers. Assessment revenues, not insurance premiums, finance these programs. Employers and workers each pay half the assessment. The two major programs are the Retroactive Program and the Re-employment Assistance Program.

The Retroactive Program pays cost-of-living increases to workers or their beneficiaries based on changes in average wages. The two major benefits paid are for permanent total disability and death. Since at least 1995, the majority of PTD and death benefits have been paid from this program.

The Re-employment Assistance Program provides incentives for injured workers to return to work, through the Employer-at-Injury Program (EAIP) and the Preferred Worker Program (PWP). Benefits common to both are wage subsidies, worksite modifications, and employment purchases.

Workers who have not been released to regular work but can return to transitional jobs are eligible for the EAIP. Use of this program allows many claims to remain nondisabling even though the workers have medical restrictions.

Workers who have a permanent disability and are unable to return to regular work are eligible for the PWP benefits, which may be initiated by either the worker or the employer. In addition, claim cost reimbursement is paid for preferred workers who suffer new injuries.

The data in this table include estimated figures and are subject to revision. All dollars are shown in millions of dollars.

俄勒冈州劳动者赔偿支付赔偿金数据集。该数据集以消费者与商业服务部报告的形式呈现，详见https://www.oregon.gov/dcbs/reports/compensation/Pages/index.aspx。附带的pdf文件提供了数据的定义。
劳动者赔偿金是指支付给受伤工人的现金补偿。这些补偿包括暂时性残疾（时间损失）、永久性部分残疾、永久性完全残疾以及死亡赔偿。法律规定了赔偿金的资格标准和保险公司支付这些赔偿金的比例。在工作相关原因导致的死亡情况下，赔偿金将支付给遗属。赔偿金还包括代表严重残疾工人支付以帮助他们重返职场的职业援助金。
赔偿金还包括劳动者与保险公司之间的和解协议。索赔处理协议（CDAs）和争议索赔和解（DCSs）是两种和解形式。
劳动者赔偿基金（WBF）为协助雇主和受伤工人的项目提供资金。这些项目的资金来源为评估收入，而非保险费。雇主和劳动者各承担一半的评估费用。两大主要项目为追溯性计划和再就业援助计划。
追溯性计划根据平均工资的变化向工人或其受益人支付生活费用增加。支付的主要福利为永久性完全残疾和死亡赔偿。自1995年以来，大部分永久性完全残疾和死亡赔偿金均由该计划支付。
再就业援助计划通过雇主受伤计划（EAIP）和优选工人计划（PWP）为受伤工人提供重返工作的激励措施。两种计划共有的福利包括工资补贴、工作场所改造和就业购买。
尚未解除常规工作但可以返回过渡性工作的工人有资格申请EAIP。利用该计划可以使许多索赔保持非残疾状态，尽管工人存在医疗限制。
具有永久性残疾且无法返回常规工作的工人有资格申请PWP福利，该福利可由工人或雇主提出。此外，对于遭受新伤害的优选工人，还将支付索赔成本补偿。
表中的数据包括估算值，并可能进行修订。所有金额均以百万美元为单位。