Default rate of commercial real estate loans in the UK 2019-2020

Since the start of the coronavirus (COVID-19) crisis, many businesses have had to close their doors or have struggled to pay rent. As a result, commercial property landlords suffered loss of income, leading to failure to repay mortgage loans. In 2020, the default rate of commercial real estate mortgages rose to 4.6 percent, which is the highest value observed since the global financial crisis.

自冠状病毒（COVID-19）疫情爆发以来，众多企业不得不关闭营业或陷入支付租金的困境。因此，商用物业的业主遭受了收入损失，导致无法偿还抵押贷款。2020年，商用房地产抵押贷款的违约率上升至4.6%，这是自全球金融危机以来观测到的最高值。