Direct Benefit Transfer

Direct Benefit Transfer (DBT) is an initiative by the Government of India to ensure the direct transfer of subsidies, grants, and benefits into the bank accounts of beneficiaries, eliminating intermediaries and reducing leakages. Launched in 2013, DBT covers a plethora of schemes across various ministries and departments, ranging from fuel subsidies to scholarships and social welfare programs. The initiative leverages the Aadhaar identity platform for beneficiary verification, ensuring targeted and efficient disbursement of funds. By bypassing traditional bureaucratic channels, DBT not only ensures timely and accurate delivery of benefits but also brings about greater transparency, accountability, and cost savings in the public distribution of funds.

直接福利转账（Direct Benefit Transfer，DBT）是印度政府推出的一项政策举措，旨在将补贴、拨款与各类福利资金直接划转至受益人的银行账户，以此消除中间环节、减少资金渗漏。该举措于2013年启动，覆盖多部委、多部门下的各类政策计划，涵盖燃油补贴、奖学金发放及社会福利项目等诸多领域。本举措依托阿德哈（Aadhaar）身份识别平台完成受益人身份核验，确保资金拨付精准高效。通过绕开传统官僚审批流程，直接福利转账不仅能够保障福利发放及时精准，还能提升公共资金分配的透明度、问责性并节省行政成本。