极光风控因子

极光风控因子是极光基于行业经验及在与客户的合作过程中，通过对最底层的数据建模、训练、测试、优化后提炼出的一些与金融风控场景相关的变量，共6个子产品，2000+相关字段，覆盖应用行为、设备信息等5大模块。适用于获客纳新、贷前风控、贷中管理等场景，应用在客群分层、反欺诈、信用评分等各种策略或者模型。Jiguang Risk Control Factors refer to variables tailored for financial risk management scenarios, refined by Jiguang based on industry experience and client collaboration through bottom-up data modeling, training, testing and optimization. These factors include 6 sub-products, totaling over 2000 related fields, covering 5 major modules such as application behavior and device information. They are applicable to scenarios including customer acquisition, pre-loan risk management and ongoing loan management, and can be applied to various strategies or models like customer segmentation, anti-fraud and credit scoring.

搜集汇总

背景与挑战

背景概述

极光风控因子数据集是极光公司基于行业经验和客户合作，通过数据建模和优化提炼的金融风控变量集合，包含6个子产品和2000多个字段，覆盖应用行为、设备信息等5大模块。该数据集适用于获客纳新、贷前风控和贷中管理等场景，支持客群分层、反欺诈和信用评分等策略或模型的应用。