Replication Data for \"Rural Credit, Food Security, and Resilience: An Empirical Evaluation from Kenya\"

This dataset contains replication data and code for the study \"Rural Credit, Food Security, and Resilience: An Empirical Evaluation from Kenya.\" The study draws on panel data from three rounds of household surveys conducted between 2017 and 2020 in Machakos County, Kenya, as part of a randomized controlled trial evaluating the impact of two credit products—Risk Contingent Credit (RCC) and standard Traditional Credit (TC). A total of 1,053 households were evenly randomized into RCC, TC, and control groups. Surveys were administered using structured, pretested questionnaires. The baseline and midline surveys were conducted through face-to-face interviews, while the endline survey—delayed due to the COVID-19 pandemic—was conducted via phone interviews. All survey waves were implemented electronically using computer-assisted personal interviewing (CAPI) tools. Each survey wave included detailed modules on household demographics, food consumption and expenditures, access to and use of financial services, credit constraints, and experiences of shocks and coping mechanisms. The RCC intervention featured an index-based insurance component triggered by low rainfall, modeled using historical dekadal rainfall data and Monte Carlo simulations. The study employed a multistage, stratified sampling design targeting rural households across selected sub-counties, in collaboration with Equity Bank and local administrators. This dataset enables replication of the study’s findings and supports further research on the role of credit product design in enhancing food security and resilience among smallholder farmers in semi-arid regions.

本数据集包含研究《农村信贷、粮食安全与韧性：来自肯尼亚的实证评估》的复现数据与代码。本研究依托2017年至2020年间在肯尼亚马查科斯县开展的三轮家庭追踪调查面板数据，该调查作为随机对照试验（randomized controlled trial）的一部分，用于评估两款信贷产品——风险挂钩信贷（Risk Contingent Credit, RCC）与传统标准信贷（Traditional Credit, TC）的影响。研究共招募1053户家庭，将其均匀随机分配至RCC组、TC组与对照组。调查采用经过预测试的结构化问卷开展：基线调查与中期调查采用面对面访谈形式进行；终线调查因新冠疫情延误，最终通过电话访谈完成。所有三轮调查均借助计算机辅助个人访谈（CAPI）工具以电子化方式实施。每一轮调查均涵盖家庭人口统计、食品消费与支出、金融服务获取与使用、信贷约束，以及冲击经历与应对机制等详细模块。RCC干预方案包含以低降雨量为触发条件的指数型保险组件，其建模依托历史旬降雨量数据与蒙特卡洛模拟（Monte Carlo simulations）。本研究与Equity Bank及当地行政部门合作，采用多阶段分层抽样设计，针对选定分县的农村家庭开展抽样。本数据集可复现该研究的核心发现，并为进一步探究信贷产品设计在提升半干旱地区小农粮食安全与韧性中的作用提供支持。