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Why do the Elderly Save? The Role of Medical Expenses

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NBER2009-07-01 更新2025-01-04 收录
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https://www.nber.org/papers/w15149
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This paper constructs a rich model of saving for retired single people. Our framework allows for bequest motives and heterogeneity in medical expenses and life expectancies. We estimate the model using AHEAD data and the method of simulated moments. The data show that out-of-pocket medical expenses

这篇论文构建了一个针对退休单身人士的丰富储蓄模型。我们的框架考虑了遗赠动机以及医疗支出和预期寿命的异质性。我们采用AHEAD数据与模拟矩方法对该模型进行估计。数据表明,自付医疗支出
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2009-07-01
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