Largest banks in Italy 2024, by number of branches

As of June 2024, with over 2,700 branches, Intesa Sanpaolo was the bank with the highest number of bank offices in Italy. Following in the list was UniCredit, with 2,270 bank branches. The highest number of bank branches could be found in the two cities with the largest population size in the country: Rome counted 907 branches, while Milan counted 616. Physical branches are declining The total number of bank branches in Italy decreased to 20,160 in 2023, from over 33,000 in 2011. A similar trend could be noted around the whole European Union, with the number of bank branches declining from 237,700 in 2008 to less than 133,000 in 2022. This decline in the number of branches was due to several reasons, the most prominent being the steadily growing penetration of online banking, making bank branches less and less important. Cashless solution increase in popularity Italians are changing their habits when it comes to payment methods. Digital payments are becoming increasingly popular, also due to the fact that these new methods are making online purchases easier and effortless.

截至2024年6月，意大利国际圣保罗银行（Intesa Sanpaolo）拥有超过2,700家分支机构，成为意大利拥有最多银行办公室的银行。紧随其后的是联合信贷银行（UniCredit），拥有2,270家分支机构。在意大利人口规模最大的两个城市中，银行分支机构数量最多：罗马拥有907家分支机构，而米兰则有616家。实体分支机构数量呈下降趋势：意大利银行分支机构总数在2023年降至20,160家，而2011年超过33,000家。整个欧盟范围内也呈现出类似趋势，银行分支机构数量从2008年的237,700家下降至2022年的不足133,000家。这种分支机构数量的下降归因于多种原因，其中最显著的是在线银行业务的稳步渗透，使得银行分支机构的重要性日益降低。无现金解决方案日益受到青睐：在支付方式的选择上，意大利人正逐渐改变其消费习惯。数字支付正变得越来越流行，这得益于这些新方法使在线购物变得更加便捷和轻松。