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Contract Design and Insurance Demand

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NBER2026-02-01 更新2026-02-14 收录
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We introduce experimental variation in the insurance contracts offered to rice farmers in China to study how contract design affects insurance takeup. We compare a single-contract offering with menus that include multiple contracts differing in premiums and payouts. Expanding the contract menu

本研究通过为中国水稻种植户设置差异化的保险合约实验处理,探究合约设计对保险参保率(insurance takeup)的影响。我们将单一合约投放模式,与包含多份保费与赔付条款各异的合约菜单模式进行对比。拓展合约菜单

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2026-02-01
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