Leading life insurance companies in Hong Kong 2015, based on gross premiums

This statistic presents the leading life insurance companies in Hong Kong in 2015, based on gross premiums written. HSBC Life led the ranking in 2015, with gross premiums written amounting to approximately six billion U.S. dollars. Insurance sector in Hong Kong – additional information Hong Kong has one of the most developed insurance markets in the region and it has attracted many of the world’s top insurance companies. The companies which have written the most life insurance premiums in Hong Kong include HSBC Life, AIA International and Prudential (UK), followed by China Life. For non-life insurance, AXA General, local CTPI (HK), Zurich Insurance and Bupa rounded out the top four premium writing companies in 2015. It can be observed that life insurance premiums greatly outnumber the number of non-life insurance premiums written. Over 41 billion U.S. dollars of life insurance premiums had been written in 2015, compared to only slightly more than 4 billion U.S. dollars of non-life insurance premiums. The life insurance sector in Hong Kong is as strong as it is because the market is well developed and the population is aging in addition to having the highest life expectancy around the world. Furthermore, per capita GDP is rising and the population is venturing into retirement planning and wealth management. In Hong Kong, saving for retirement begins at the early age of 28. These conditions have contributed to the rising demand for life insurance in Hong Kong. While growth in the non-life insurance market is not as strong, there is still international interest in the non-life insurance market.

本统计数据显示了2015年香港领先的人寿保险公司，依据其承保的毛保费进行排名。汇丰人寿在2015年位居榜首，其承保的毛保费约为六十亿美元。香港保险市场——补充信息：香港区域内的保险市场发展水平位居前列，吸引了全球众多顶尖的保险公司。在香港，承保最多人寿保险保费的公司包括汇丰人寿、友邦保险国际以及保德信（英国），紧随其后的是中国人寿。在非人寿保险领域，AXA 通用、本地CTPI（香港）、苏黎世保险公司和保柏构成了2015年四大保费承保公司。观察可知，人寿保险保费的总数远超非人寿保险保费的数量。2015年，人寿保险保费的总承保额超过410亿美元，而非人寿保险保费仅为略超过40亿美元。香港的人寿保险行业之所以强大，不仅在于市场发展成熟，人口老龄化，以及在全球范围内拥有最高的预期寿命，还因为人均国内生产总值不断提升，人口正迈向退休规划和财富管理阶段。在香港，退休储蓄的起始年龄仅为28岁。这些条件共同促成了香港人寿保险需求的不断增长。尽管非人寿保险市场的增长势头不及人寿保险市场强劲，但国际上对非人寿保险市场仍保持着浓厚的兴趣。