台州电梯行业协会电梯责任险投保覆盖率数据

电梯责任险旨在保障电梯使用者、生产企业以及维保企业的利益。对电梯生产、维保、管理企业来说，通过电梯责任险转移事故风险，不仅可以保障受害者的权益，也能维护企业的声誉和利益，减轻经济损失。本数据可以为保险公司业务挖掘提供方向价值，也能为电梯使用者门提供相关参考价值。本数据可以为市场监管部门提供以下监管方面的参考：提高电梯保险覆盖率，指导保险机构做好电梯保险产品设计；也可为银保部门在完善保险产品，提升保险服务能力方面提供参考价值。1、数据采集：采集使用单位、设备代码、责任险投保情况、投保时间、投保单号等信息；
2、数据处理：(1)使用SUMIF函数计算得到统计范围内电梯总数、责任险投保电梯数；(2)责任险投保占比=责任险投保电梯数/电梯总数*100%。
3、第一档为责任险投保占比在30%以下，第二档为责任险投保占比在30%-60%
第三档为责任险投保占比在60%,该数据越高证明电梯责任险保险覆盖率越高，提高电梯责任险保险覆盖率，对提高电梯使用维保单位抵御风险、事故赔付能力，保障人民群众生命财产安全，促进经济社会和谐稳定发展具有重要意义。

Elevator liability insurance aims to protect the interests of elevator users, manufacturers and maintenance enterprises. For enterprises engaged in elevator manufacturing, maintenance and management, transferring accident risks through elevator liability insurance can not only safeguard the rights and interests of victims, but also protect the reputation and interests of enterprises and reduce economic losses. This dataset can provide directional value for business exploration of insurance companies, and also offer relevant references for elevator users. It can also provide reference for market supervision departments in the following regulatory aspects: improving the coverage rate of elevator insurance, and guiding insurance institutions to optimize the design of elevator insurance products; it can also offer reference value for banking and insurance regulatory authorities in improving insurance products and enhancing insurance service capabilities.
1. Data Collection: Collect information such as elevator using units, equipment codes, liability insurance subscription status, subscription time, policy numbers, etc.;
2. Data Processing:
(1) Use the SUMIF function to calculate the total number of elevators and the number of elevators covered by liability insurance within the statistical scope;
(2) Liability insurance coverage rate = (Number of elevators covered by liability insurance / Total number of elevators) * 100%.
The coverage rate is divided into three tiers: the first tier is below 30%, the second tier is 30%-60%, and the third tier is 60% or above. The higher the coverage rate, the higher the coverage of elevator liability insurance. Improving the coverage of elevator liability insurance is of great significance for enhancing the risk resistance and accident compensation capabilities of elevator operation and maintenance units, protecting the lives and property safety of the people, and promoting the harmonious and stable development of the economy and society.

搜集汇总

数据集介绍

特点

该数据集提供了台州电梯行业协会的电梯责任险投保覆盖率数据，包含765条记录，涵盖使用单位、设备代码、投保情况等信息。数据通过计算投保占比分为三个档次，旨在帮助保险公司、市场监管部门和银保部门提高电梯保险覆盖率，提升风险抵御能力。