Digital Payments and Transactions: Year-, Month- and Product-wise Number of Transactions Performed and Failed through NACH

High Frequency Indicator: The dataset contains year-, month- and product-wise compiled data from the year 2013 to till date on the transactions performed (presentations) and failed (returns) through various system of payment in National Automated Clearing House (NACH) system. The systems of payments under NACH include APBS (Aadhaar based), NACH Debit and Credit (Account based in 156 and 306 formats), Direct Benefit Transfer, Recurring Payments, Other Credits, etc.

Notes:

NACH Credit is an electronic payment service used by an institution for affording credits to a large number of beneficiaries in their bank accounts for the payment of dividend, interest, salary, pension etc. by raising a single debit to the bank account of the user institution

高频指标数据集：本数据集汇总了自2013年起至当前年度，在国家自动化清算所（NACH）系统中，通过多种支付系统进行的交易（展示）及失败（退货）数据，按年度、月份及产品类别进行分类。NACH下的支付系统包括基于Aadhaar的APBS、NACH借记和贷记（以156和306格式基于账户）、直接福利转移、定期支付、其他贷记等。备注：NACH贷记是一种电子支付服务，由机构通过向用户机构的银行账户发起一次性借记，为大量受益人提供在其银行账户中的贷记，用于支付股息、利息、工资、养老金等。