Online Appendices and Research Data. Inclusion-by-Design: Designing a Reference Architecture for Inclusive Lending Systems

These online appendices and research materials support the dissertation titled:"Inclusion-by-Design: Designing a Reference Architecture for Inclusive Lending Systems."It includes software artifacts, survey data, and simulation results.This package consists of 13 supplementary files:1. P2PLending.sol – Smart contract layer (Solidity)2. P2PLendingService.js – Middleware DLT service (JavaScript)3. P2PLendingAPI.js – Backend API layer (JavaScript)4. Survey 287 Raw Num.csv – Anonymized survey responses (Qualtrics results)5. Hyp A1 - add attributes.xlsx6. Hyp A2 - Feature Weight.xlsx7. Hyp A2 - Penalty Based.xlsx8. Hyp A2 HFPT metric 1-2.xlsx9. Hyp A2 HFPT metric 3-4-5.xlsx10. Python - HypA1 - Add Attributes11. Python - HypA2 - Feature Weight12. Python - HypA2 - Penalty-based13. Python - HypA2 - HFPT14. All interview Protocols<br><br>本在线附录及研究材料支撑题为《包容性设计：构建普惠信贷系统参考架构》的学位论文。本数据集涵盖软件工件、调研数据与仿真实验结果。本数据包共包含13份补充文件，具体如下： 1. P2PLending.sol – 智能合约层（Solidity语言） 2. P2PLendingService.js – 中间件分布式账本技术（Distributed Ledger Technology，DLT）服务（JavaScript语言） 3. P2PLendingAPI.js – 后端应用程序编程接口（API）层（JavaScript语言） 4. Survey 287 Raw Num.csv – 匿名化调研反馈（Qualtrics平台生成结果） 5. Hyp A1 - add attributes.xlsx 6. Hyp A2 - Feature Weight.xlsx 7. Hyp A2 - Penalty Based.xlsx 8. Hyp A2 HFPT metric 1-2.xlsx 9. Hyp A2 HFPT metric 3-4-5.xlsx 10. Python - HypA1 - Add Attributes 11. Python - HypA2 - Feature Weight 12. Python - HypA2 - Penalty-based 13. Python - HypA2 - HFPT 14. 所有访谈提纲