Asymmetric Learning in Repeated Contracting: An Empirical Study

This paper studies a unique panel dataset of transactions with repeat customers of an insurer operating in a market in which insurers are not required by law or contract to share information about their customers' records. I use this dataset to test the asymmetric learning hypothesis that sellers

本文研究了一组独特的面板数据集，该数据集收录了某保险公司与其重复购买客户之间的交易记录；该保险公司所运营的市场并未通过法律或合同强制要求保险公司共享其客户的相关记录信息。本文利用该数据集对卖方的非对称学习假说（asymmetric learning hypothesis）进行检验。