Insurance Rationing and the Origins of Workers' Compensation
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https://www.nber.org/papers/w4943
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A central question concerning the economic motivation for the adoption of workers' compensation is the extent to which workers had access to their desired levels of private accident insurance around the turn of the century. If insurance were rationed then workers' primary option would have been to
关于工人赔偿制度（workers' compensation）采纳的经济动因，核心议题在于世纪之交时工人能否获取其期望水平的私人意外伤害保险。若保险存在配给，则工人的首要选择本应是……
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美国国家经济研究局创建时间：
1994-12-01
