金融聯合徵信中心個人汽車貸款狀況統計趨勢資料(已去識別化)

資料來源為聯徵中心各會員機構所報送之「授信餘額月報資料」，並加總計算個人所有之汽車貸款金額。
若擔保品為車輛之短、中期放款，即定義為個人汽車貸款。
不包含逾期、催收及呆帳之授信帳戶。

This dataset is derived from monthly credit balance reports submitted by all member institutions of the Joint Credit Information Center, with the total outstanding amount of all personal auto loans aggregated and calculated based on these reports. Short- and medium-term loans secured by vehicles shall be defined as personal auto loans. Credit accounts that are overdue, in collections, or classified as bad debts are excluded from the dataset.