Data for economic and demographic determinants of premium reserve in the Western Balkans

All data are expressed as a percentage, except for GDP per capita, net wages, total population, life expectancy, expected years of education and average years of schooling, which are expressed in absolute terms. <strong>Source of data: </strong> Premium reserve data are collected from the official reports of insurance supervision agencies: Insurance Supervision Agency in Montenegro (http://www.ano.me/en/), Croatian Financial Services Supervisory Agency (https://www.hanfa.hr/en/), National Bank of Serbia (https://www.nbs.rs/internet/english/) , Insurance Supervision Agency in Macedonia (http://aso.mk/en/?lang=en) and Financial Supervisory Authority in Albania (https://amf.gov.al/). The economic indicators for the observed Western Balkan countries (GDP per capita, unemployment rate, inflation rate, net earnings and average effective deposit interest rate) are taken from the website Statista (https://www.statista.com/) All demographic indicators, except for the expected and average years of schooling and education index, were collected from the Eurostat database (https://ec.europa.eu/eurostat/data/database). Data on expected and average school years were taken from the UNESCO Institute for Statistics (http://uis.unesco.org) , while the education index was obtained as a result of a calculation based on a formula published on the UNDP website (http://hdr.undp.org/en/content/education-index). <strong>Description of columns:</strong> <strong>f1-</strong>GDPper capita;<strong> f2- </strong>Unemployment (%); <strong>f3-</strong>Inflation rate (%); <strong>f4-</strong> Wages, net €; <strong>f5-</strong> Average effective deposit (passive) interest rate (%); <strong>f6-</strong> Population; <strong>f7-</strong> Female (%); <strong>f8-</strong> Population &lt;15 (%); <strong>f9-</strong> Population 15-64 (%); <strong>f10-</strong> Dep old (%); <strong>f11-</strong> Dep young (%); <strong>f12-</strong> Urban population (%); <strong>f13-</strong>Life exp. (years); <strong>f14-</strong> Preschool enroll rate (%); <strong>f15-</strong> Elem school enroll rate (%); <strong>f16</strong>-High school enroll rate (%); <strong>f17-</strong> University enroll rate (%); <strong>f18-</strong> Expected years of schooling; <strong>f19-</strong> Avg. years of schooling; <strong>f20</strong>- Education Index (%); <strong>f21-</strong> Fertility rate (number of children to a woman); <strong>f22-</strong> Birth rate (per 1000 inhabitants); <strong>f23-</strong> Health costs (% GDP); <strong>f24-</strong>premium reserve per GDP