Reclassification to Avoid Consumer Cost-Sharing in Group Health Plans
收藏NBER2019-05-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w25870
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We examine how consumers respond to being effectively double insured under two systems: group health (GH) and workers compensation (WC). Many GH plans have substantial consumer cost-sharing burden, while WC coverage has no cost-sharing for medical services for work-related injuries. As a result, a
本研究旨在考察消费者在两种保险体系下获得双重有效保障时的反应：团体健康保险（Group Health, GH）与工伤保险（Workers Compensation, WC）。多数团体健康保险计划要求消费者承担较重的费用共担负担，而工伤保险则不会对与工伤相关的医疗服务收取任何费用共担部分。因此，
提供机构：
美国国家经济研究局
创建时间：
2019-05-01
