Applications or Approvals: What Drives Racial Disparities in the Paycheck Protection Program?
收藏NBER2023-05-01 更新2025-01-04 收录
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https://www.nber.org/papers/w31172
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We use the 2020 Small Business Credit Survey to study the sources of racial disparities in use of the Paycheck Protection Program (PPP). Black-owned firms are 8.9 percentage points less likely than observably similar white-owned firms to receive PPP loans. About 55% of this take-up disparity is
本研究采用2020年小企业信贷调查（Small Business Credit Survey）数据，探究薪资保护计划（Paycheck Protection Program，PPP）使用过程中的种族差异成因。黑人所有企业获得PPP贷款的概率，较与自身在可观测特征上相似的白人所有企业低8.9个百分点。此类申领率差异中约55%
提供机构：
美国国家经济研究局
创建时间：
2023-05-01
