PhD data Taguma Nyanga

The research focused on the determinants and outcomes of FinTech adoption by SMEs in South Africa. The research framework was anchored on diffusion of innovation theory and technology acceptance model whose constructs were used to develop the hypotheses.

本研究聚焦南非中小企业（Small and Medium-sized Enterprises, SMEs）采用金融科技（Financial Technology, FinTech）的影响因素与实施成效。本研究框架以创新扩散理论（Diffusion of Innovation Theory）与技术接受模型（Technology Acceptance Model）为依托，基于二者的构念开发了本研究的研究假设。