User experiences with ID and SIM Card Registration in Kenya and Tanzania

The majority of adults in Sub Saharan Africa (SSA) use mobile money as their main financial account. Mobile money is the provision of financial services such as savings, credit, and insurance, through a person’s mobile phone. To open such an account, the mobile user first needs a SIM card, and across SSA, governments require SIM cards to be registered using an official ID. This is despite half of the population, around 490 million people, having no IDs. This dataset consists of 72 interviews, 36 from Kenya and 36 from Tanzania, on people’s experiences (user journeys) during ID and SIM card registration. We also explore the causes and consequences of using third-party SIM cards (SIM cards registered under a third party's ID).

撒哈拉以南非洲（Sub Saharan Africa, 简称SSA）的绝大多数成年人将移动货币作为其主要金融账户。移动货币指依托个人移动电话提供储蓄、信贷、保险等金融服务的业务模式。若要开设此类账户，移动用户首先需办理用户识别卡（Subscriber Identity Module, SIM card）；而在撒哈拉以南非洲地区，各国政府均要求使用官方身份证件完成SIM卡注册。尽管该地区约有4.9亿人口（占总人口半数）未持有官方身份证件，这一注册规定仍在施行。本数据集共包含72份访谈记录，其中肯尼亚与坦桑尼亚各36份，内容聚焦民众在身份证件与SIM卡注册过程中的经历（即用户旅程）。此外，本数据集还探讨了使用第三方SIM卡（即以第三方身份证件注册的SIM卡）的成因与影响。