Non-life insurers; damage rates by industry 1999-2015

This table shows the injury rates by industry. The claim rate indicates whether sufficient premiums are received to be able to pay the claims submitted. If the percentage is less than 100 %, this is the case. Non-life insurers compensate for damage suffered by insured persons in exchange for an annual premium. Non-life insurers are covered by the guidelines of the Dutch Insurance Supervision Act (WTV 1993). The introduction of the Health Insurance Act in 2006 led to an expansion of the industry of Accidents and Disease with the former sickness funds. The basic insurance provided by the health insurers is seen as a social insurance. The basic insurance is therefore taken from non-life insurance. The source for this statistics is the supervisory reporting of insurers to De Nederlandsche Bank. This report has changed significantly as of 2007. The processing method has therefore changed considerably. Some of the differences between the 2006 and 2007 figures are the character of a series break. Data available from 1999 to 2015 Status of the figures: The figures are final. Changes as of 8 December 2017: None, this table has been discontinued. When are new figures coming? No longer applicable. In the context of the strategic cooperation between CBS and DNB, a new division of tasks has been agreed. Insurance companies and pension funds are explicitly covered by DNB’s area of activity. The publication of tables by CBS with regard to Insurers and Pension Funds is therefore discontinued. More information can be found via the link in paragraph 3.本表格展示分行业的伤害事故发生率。赔付率用于衡量收取的保费是否足以支付已提交的理赔申请：当赔付率低于100%时，即表示保费充足可覆盖理赔支出。 非寿险保险公司以收取年度保费为对价，向被保险人赔付其所遭受的损失。此类机构受《荷兰保险监管法（WTV 1993）》的监管规则约束。 2006年《健康保险法》的推行，使得原疾病基金（sickness funds）并入事故与健康保险行业，实现行业扩容。健康保险公司提供的基础保险被认定为社会保险范畴，因此该类基础保险业务归入非寿险业务范畴。 本统计数据的来源为保险公司向荷兰中央银行（De Nederlandsche Bank，DNB）提交的监管报送报告。自2007年起，该监管报告格式发生重大调整，因此数据处理方式也随之大幅变更。2006年与2007年的统计数据存在部分差异，这源于统计序列的断点特性。 数据覆盖时段为1999年至2015年。 数据状态：本数据为最终定稿版本。 2017年12月8日起的更新说明：无更新，本表格已停止发布。 新数据发布计划：不再适用。 根据荷兰中央统计局（CBS）与荷兰中央银行（DNB）达成的战略合作协议，双方已明确新的职责分工：保险公司与养老基金的监管职责划归DNB管辖范围。因此，CBS不再发布针对保险公司与养老基金的统计表格。更多详情可通过第3段中的链接查阅。