Determinantes da Demanda de Crédito Rural por Pecuaristas de Corte no Estado de São Paulo

The aim of this paper is to identify determinants of demand and access to rural credit by beef cattle farmers in the São Paulo State. Primary data were collected from 86 beef cattle farmers through a questionnaire survey. The empirical analysis of the survey data is performed with the estimation of a logit model. The results show that all farmers who demanded credit in 2010 had access to it. The logit model results showed that farmers who own more farms are more intensive in production technology, receive non-farm activities income, are younger, adopt price risk management and are members of organizations related to rural production have higher probability to demand and access rural credit. Finally, some suggestions were presented for the rural credit policy for beef cattle in São Paulo State.

本研究旨在明确圣保罗州肉牛养殖户对农村信贷的需求及其获取的影响因素。本研究通过问卷调查的方式，收集了86位肉牛养殖户的一手数据。本次调研数据的实证分析采用罗吉特（logit）模型完成。结果显示，2010年存在信贷需求的养殖户均成功获取了农村信贷。罗吉特模型结果表明，拥有更多养殖场、采用集约化生产技术、获得非农经营收入、年龄较轻、采取价格风险管理措施，且加入农村生产相关组织的养殖户，其申请并获取农村信贷的概率更高。最后，本研究针对圣保罗州肉牛产业农村信贷政策提出了相关建议。