Retrospective benefit estimation of motorcycle ABSs based on Swiss insurance data

With the growing use of motorcycle antilock braking systems (ABSs) in the European market in recent years, we would expect to see a noticeable reduction in the number of motorcycle crashes. Several studies have proved a crash-reducing effect of motorcycle ABSs. The objective of this survey is to expand former studies by analyzing Swiss insurance data to derive estimates about the effect of motorcycle ABSs in Europe. Swiss insurance data are analyzed descriptively, and based on these data, regression models are estimated to determine the effect of motorcycle ABSs retrospectively. Motorcycles equipped with standard ABSs were associated with an 18% reduction in claim frequency compared to motorcycles without ABSs, based on Swiss liability insurance data. These numbers are in line with the results of other studies estimating the benefit of motorcycle ABSs. This study updates and adds to previous European studies by using insurance data.

近年来，随着欧洲市场对摩托车防抱死制动系统（Antilock Braking Systems，以下简称ABS）的使用日益普及，我们预计摩托车碰撞事故的数量会出现显著下降。已有多项研究证实了摩托车ABS具有降低碰撞事故的效果。本研究的目标是通过分析瑞士保险数据，对欧洲市场摩托车ABS的碰撞预防效果进行评估，以此拓展此前的相关研究。本研究对瑞士保险数据进行描述性分析，并基于该数据构建回归模型，以回顾性方式评估摩托车ABS的作用效果。基于瑞士责任保险数据，配备标准ABS的摩托车与未配备ABS的摩托车相比，理赔频率降低了18%。该数据结果与其他评估摩托车ABS效益的研究结论相符。本研究通过使用保险数据，对既往欧洲地区的相关研究进行了更新与补充。