English Commercial Bank Investment Portfolios, 1860-1914

<P>Abstract copyright UK Data Service and data collection copyright owner.</P><br>The main aim of the research was to collect and use previously unused archive data (currently available in the archive repositories of the main commercial banks) to examine policy and practice on the management of investment portfolios by English commercial banks in the decades prior to 1914.<br> <br> The contribution to knowledge arises from the strengthening of our understanding of general asset management by the banks (e.g. their approach to risk; liquidity and capital adequacy) and of the role of financial institutions in the capital market during a period of significant economic and cultural development in both the UK banking sector and secondary capital markets.<br><br><B>Main Topics</B>:<BR><br>The archive data available at the main commercial banks has been used to create datasets. These datasets contain information relating to the investments and securities held by each of the banks for which archive material was available. The data is presented in the form of a series of spreadsheets. A typical spreadsheet details the securities held by a bank in a given year. Further information may be provided such as: the amount held, the price paid, the value, etc. The amount of information provided for a particular bank is dependent upon the amount of information in the surviving archival sources.<br>本摘要版权归英国数据服务中心（UK Data Service）及数据采集版权所有者所有。 本研究的核心目标为采集并利用此前未被使用的档案数据（目前可从主要商业银行的档案库中获取），以考察1914年前数十年间英国商业银行的投资组合管理政策与实践。 本研究的知识贡献在于，深化了我们对英国银行业与二级资本市场处于显著经济与文化发展阶段时，商业银行通用资产管理模式（例如其风险管控思路、流动性管理与资本充足率管理策略），以及金融机构在资本市场中所扮演角色的认知。 <b>核心主题</b>： 研究人员依托主要商业银行的可获取档案数据构建了数据集。此类数据集涵盖了档案材料留存完整的各商业银行所持有的投资品与证券相关信息。数据以一系列电子表格形式呈现，单张典型电子表格会详细记录某家银行在特定年度持有的证券信息，额外还可提供持仓金额、购入价格、资产估值等相关内容。针对单家银行的信息详实程度，取决于其留存档案史料中可获取的信息总量。