U.S. Health Insurance Ratings of Business Quality & Operational Efficiency by Hoeg & Company

What sets Hoeg & Company’s Ratings apart from other measures of business efficiency and quality is that they take into account the nature of each financial institution’s underlying book of business in determining operational efficiency. Data from financial statements issued by banks (call reports) and insurers (statutory financial statements) to regulators (FDIC & State Departments of Insurance) is used in our analysis to assure integrity and consistency. The data is analyzed to determine how well the resources of each entity are used to acquire customers, provide service and manage operations. In addition, the analysis indicates those business portfolios that best facilitate maximizing profitability and contribute to financial strength. The analysis is based on the “efficient frontier” concept used in investment portfolio theory to identify best performance in investment management. Companies are compared to the best performance level in their industry segment for how effectively and efficiently they manage their core business. Hoeg & Company transforms complex financial data into focused, accurate and actionable business information about financial institutions. Clients get a precise set of measures of how efficiently and effectively each firm in a selected industry segment operates.

搜集汇总

背景与挑战

背景概述

该数据集由Hoeg & Company发布，提供美国健康保险公司的商业质量与运营效率评级，其评级方法独特，结合金融机构的业务本质评估运营效率，并基于'有效前沿'概念分析财务数据，通过对比行业内最佳表现来衡量企业核心业务的管理效能，最终转化为可操作的商业信息。