用户履约情况分析

用于分析个人信誉情况，如12个月，个人是否存在过拖欠电费行为/违约用电行为，未按时缴纳电费的总次数/违约用电次数，未按时缴纳电费的总金额/违约用电追补电费总金额，最长拖欠电费时长。

This dataset is intended for personal credit standing analysis, and includes the following indicators over a 12-month period: whether the individual has ever had overdue electricity payment behaviors or electricity usage violations; total number of overdue electricity payments / total number of electricity usage violations; total amount of overdue electricity payments / total amount of recovered electricity fees for electricity usage violations; and the longest duration of overdue electricity payments.

搜集汇总

背景与挑战

背景概述

该数据集用于评估个人信用，主要追踪12个月内用户的电费缴纳情况（包括拖欠次数、金额及时长）以及违约用电行为（次数及追补金额）。