银行客户认购产品数据集

在和客户沟通的过程中，我们记录了和客户联系的次数，上一次联系的时长，上一次联系的时间间隔，同时在银行系统中我们保存了客户的基本信息，包括：年龄、职业、婚姻、之前是否有违约、是否有房贷等信息，此外我们还统计了当前市场的情况：就业、消费信息、银行同业拆解率等。

During customer communication, we recorded the number of customer contacts, the duration of the most recent contact, and the time elapsed since the last contact. Additionally, we have saved customers' basic information in the banking system, including age, occupation, marital status, prior default history, mortgage status, and other relevant details. Furthermore, we have also compiled current market-related data, such as employment figures, consumption information, and interbank offered rates.

搜集汇总

背景与挑战

背景概述

该数据集记录了银行客户的基本信息、联系历史及市场指标，用于分析客户认购理财产品的行为。数据包含训练集和测试集，涵盖年龄、职业、联系频率等特征。