Reasons cited by consumers why they prefer BNPL in U.S., UK, Australia in 2022

Respondents from three countries listed BNPL's ease of use as the main reason for the payment method's overall popularity in 2022. Another major draw for consumers from the United States, the United Kingdom, and Australia was the overall flexibility that buy now, pay later provided. The United States and Australia are two of the most researched countries in the world when it comes to buy now, pay later. The first due to its general interest in the (financial) topic, the latter because it was one of the early adopters. The market share of BNPL in domestic e-commerce payments was higher in Europe than in either of these countries.

来自三个国家的受访者将即时购买、后付款（BNPL）的易用性列为该支付方式在2022年整体受欢迎程度的主要原因。对美国、英国和澳大利亚的消费者而言，即时购买、后付款提供的整体灵活性亦是颇具吸引力的因素。美国和澳大利亚是全球范围内关于即时购买、后付款研究最为深入的两国之一。前者因其对（金融）这一主题的普遍兴趣，后者则因其作为早期采纳者的身份。在国内电子商务支付市场中，即时购买、后付款的市场份额在欧洲高于上述任何一国。