Household Debt Service & Financial Obligations Ratios (DSR & FOR) | Federal Reserve

**Overview**

The "Household Debt Service & Financial Obligations Ratios (DSR & FOR)" dataset by the Federal Reserve offers data on the ratios of debt payments to disposable personal income and the ratio of required payments on debt to disposable personal income.

This information can help economists, policy makers, and financial analysts understand the ability of households to meet their financial obligations, including mortgage, credit card, and other debt payments.

**Product Details**

Includes the following tables:

- **fs_federalreserveboard.frb_dsr_for**
- **Update frequency:** quarterly
- **Source:** The Federal Reserve
- **Description:** Contains US household debt and financial obligation ratios from the Federal Reserve

**Data Sources**

The data in this product comes from **The Federal Reserve**.

The Federal Reserve is the central banking system of the United States, responsible for implementing monetary policy and promoting stability in the financial system. The Fed collects a vast amount of economic data on various indicators, such as employment, inflation, consumer spending, and housing, to gain a comprehensive understanding of the current state of the economy. This data is analyzed and used by the Fed to make informed decisions on monetary policy, such as adjusting interest rates, that can impact the economy as a whole.

- **Source Homepage:** [The Federal Reserve](https://www.federalreserve.gov/)
- **Source Data:** [Household Debt Service and Financial Obligations Ratios](https://www.federalreserve.gov/releases/housedebt/)
- **License:** [Public Domain U.S. Government](https://www.usa.gov/government-works/)
- **Frequency:** quarterly