The Annuity Puzzle Revisited: Barriers, Behavior, and Policy Paths to Lifetime Income
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https://www.nber.org/papers/w35145
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资源简介：
Wealth decumulation decisions, or how to optimize consumption over an uncertain remaining lifespan, are among the most difficult people face. They involve intertemporal tradeoffs, uncertainty, complexity, and emotion, yet many consumers receive little formal guidance. A central challenge is securing
提供机构：
美国国家经济研究局
创建时间：
2026-05-01
