Did Bankruptcy Reform Cause Mortgage Default to Rise?
收藏NBER2010-05-01 更新2025-01-04 收录
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https://www.nber.org/papers/w15968
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This paper argues that the U.S. bankruptcy reform of 2005 played an important role in the mortgage crisis and the current recession. When debtors file for bankruptcy, credit card debt and other types of debt are discharged--thus loosening debtors' budget constraints. Homeowners in financial distress
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美国国家经济研究局创建时间：
2010-05-01
