Flood Zones

This is to notify you of the final flood hazard determination for Guilford County, North Carolina and Incorporated Areas, in compliance with Title 44, Chapter I, Part 67, Section 67 .11, Code of Federal Regulations (CFR). This section requires that notice of final flood hazards shall be sent to the Chief Executive Officer of the community, all individual appellants, and the State Coordinating Agency, and shall be published in the Federal Register. The statutory 90-day appeal period that was initiated for your community when the Department of Homeland Security's Federal Emergency Management Agency (FEMA) published a notice of proposed flood hazard determinations for your community in the local newspaper has elapsed. FEMA did not receive any appeals of the proposed flood hazard determinations or submittals regarding the Preliminary Flood Insurance Study (FIS) report and Flood Insurance Rate Map (FIRM) during that time. Accordingly, the flood hazard determinations for your community are considered final. The final notice for flood hazard determinations will be published in the Federal Register as soon as possible. The FIS report and FIRM for your community will become effective on June 10, 2026. Before the effective date, we will send your community final printed copies of the FIS report and FIRM. For insurance purposes, the community number and new suffix code for the panels being revised are indicated on the FIRM and must be used for all new policies and renewals.本通知旨在遵照《联邦法规汇编》（Code of Federal Regulations，CFR）第44编第I章第67部分第67.11条之规定，就北卡罗来纳州吉尔福德县及其下辖建制区域的最终洪水风险判定结果予以告知。该条款明确要求，最终洪水风险判定通知须送达至辖区行政长官、所有个人上诉人及州协调机构，并须在《联邦公报》（Federal Register）上公开发布。此前，美国国土安全部下属联邦紧急事务管理局（Federal Emergency Management Agency，FEMA）已在当地报纸发布针对您辖区的洪水风险判定草案通知，由此启动的法定90天上诉期限现已届满。此期限内，FEMA未收到任何针对该洪水风险判定草案的上诉，亦未收到有关《初步洪水保险研究报告》（Preliminary Flood Insurance Study，FIS）与《洪水保险费率图》（Flood Insurance Rate Map，FIRM）的相关提交材料。据此，您辖区的洪水风险判定结果将被视为最终结论。本次洪水风险判定的最终通知将尽快在《联邦公报》刊发。您辖区的FIS报告与FIRM将于2026年6月10日正式生效。在正式生效日前，我方将向您辖区寄送FIS报告与FIRM的最终印刷版文本。出于保险业务办理需要，经修订的图幅对应的辖区编号与新后缀代码已标注于FIRM之上，所有新保单及续保业务均须使用该编号与代码。