NAQD PULSIZ KELAJAK : RAQAMLI IQTISODIYOTDA KIBERXAVFSIZLIK VA ISHONCH MASALASI

This work focuses on the development of a cashless economy, cybersecurity challenges, and trust issues within digital financial systems. The study analyzes risks associated with the expansion of electronic payments, mobile banking, and digital platforms, including cyberattacks, data breaches, and fraud. It also highlights the importance of cryptography, authentication mechanisms, and security protocols. The results are significant for ensuring the stability of the digital economy, enhancing user trust, and developing effective protection strategies. Explaining digital payment systems through their operational mechanisms, simplifying the understanding of security measures, and broadly educating users about cybersecurity practices are considered essential and relevant.