Insurance as Delegated Purchasing: Theory and Evidence from Health Care
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Household demand for actuarially unfair insurance against small risks has long puzzled economists. One way to potentially rationalize this demand is to recognize that (non-life) insurance is an incentive-compatible means of engaging an expert buyer. To quantify the benefits of expert buying, we
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美国国家经济研究局创建时间：
2012-02-01
