Credit Smoothing
收藏NBER2019-10-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w26354
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资源简介：
Standard economic theory says that unsecured, high-interest, short-term debt such as borrowing via credit cards and bank overdraft facilities helps individuals smooth consumption in the event of transitory income shocks. This paper shows that on average individuals do not use such borrowing to
提供机构：
美国国家经济研究局
创建时间：
2019-10-01
