Mortgage down payment for home purchase in the U.S. 2012-2023

Since 2012, the median down payment for a home purchase in the United States has more than doubled. In December 2023, homebuyers who took out a mortgage to finance their purchase had to save up approximately 25,526 U.S. dollars for a down payment. This roughly 10,000 U.S. dollars above the median down payment just four years ago in 2019. This was a result of the rapid house price growth observed in recent years.

自2012年以来，美国住房购买的中间首付金额已超过翻倍。截至2023年12月，为筹集购房首付款而申请贷款的购房者需积攒约25,526美元。这一金额较之四年前的2019年，即仅仅四年前的中间首付金额高出约10,000美元。这一现象源于近年来观察到的房价快速上涨。