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Screening Peers Softly: Inferring the Quality of Small Borrowers

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NBER2009-08-01 更新2025-01-04 收录
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The recent banking crisis highlights the challenges faced in credit intermediation. New online peer-to-peer lending markets offer opportunities to examine lending models that primarily cater to small borrowers and that generate more types of information on which to screen. This paper evaluates

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2009-08-01
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