Non-Resident Banking Reality Index 2026 (93 countries)

Can a non-resident actually open a bank account — not on paper, but in practice? This index compares official/regulatory openness with real applicant outcomes reported in public forums and first-hand accounts across 93 countries ("reality gap"). Columns include official access tier, community-reported success signals, documentation burden and remote-opening status. Compiled and continuously updated by flagwise.me from official sources (verified layer) and moderated community reports (signal layer). License: CC BY 4.0 — attribution to flagwise.me/research/banking-reality-index-2026.