数信通

“数信通”是由山东省征信有限公司自主研发的一个综合性服务平台，作为山东省综合金融服务平台暨省级地方征信平台的数据服务移动端，旨在为企业及银行客户经理提供便捷、精准的信用信息服务。 “数信通”基于山东省综合金融服务平台暨省级地方征信平台数据汇聚优势，提供地图打卡、专利查询、商标检索、政策匹配等基础功能，并打造“绿识别”与“风险关注”两大特色服务模块，简化了放贷流程，实现客户经理线上化处理信贷申请，提升了融资效率，帮助银行精准识别企业潜在风险，降低不良贷款率。"Shuxintong" is a comprehensive service platform independently developed by Shandong Credit Information Co., Ltd. Serving as the mobile data service terminal of Shandong Province Comprehensive Financial Service Platform and the provincial local credit information platform, it aims to provide convenient and accurate credit information services for enterprises and bank customer managers. Based on the data aggregation advantages of the Shandong Province Comprehensive Financial Service Platform and the provincial local credit information platform, "Shuxintong" provides basic functions such as map check-in, patent query, trademark retrieval and policy matching. It has also built two featured service modules: "Green Recognition" and "Risk Concern", which streamline the loan granting process, enable customer managers to process credit applications online, improve financing efficiency, help banks accurately identify potential risks of enterprises and reduce the non-performing loan ratio.

搜集汇总

背景与挑战

背景概述

“数信通”是由山东省征信有限公司开发的综合性信用信息服务平台，基于山东省综合金融服务平台的数据汇聚优势，提供企业信息查询、专利商标检索、政策匹配等功能，并包含“绿识别”和“风险关注”特色模块，旨在帮助银行客户经理简化放贷流程、提升融资效率并精准识别企业风险。该平台在企业授权前提下支持查询社保、车辆等高价值信息，适用于便捷营销拓客和风险辨识场景，使用时需获得被查询对象授权。