Insurer Risk and Public Risk-Sharing: Quantifying the Value of Reinsurance
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We study the role of public risk-sharing in markets where firms face substantial cost uncertainty, focusing on public reinsurance in health insurance. We develop a model where insurers internalize cost uncertainty through risk charges that raise effective marginal costs, and create a role for
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美国国家经济研究局创建时间：
2026-06-01
