When Does It Pay to Delay Social Security? The Impact of Mortality, Interest Rates, and Program Rules
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Social Security benefits may be commenced at any time between ages 62 and 70. As individuals who claim later can, on average, expect to receive benefits for a shorter period, an actuarial adjustment is made to the monthly benefit to reflect the age at which benefits are claimed. In earlier work
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美国国家经济研究局创建时间：
2012-07-01
