暴雨综合风险等级图

采用1990-2019年共计2462气象观测站累计日降水量数据对全国暴雨综合风险进行分析。以从低到高十级尺度表征暴雨发生可能性，其中0~3级为低风险，暴雨发生可能性小；4~6为中风险，暴雨发生可能性较大；7~10为高风险，大暴雨发生可能性大。可用于巨灾保险、农业保险承保风勘和产品设计，物流、交通运输管理，农林信用贷款风险评估和绿色金融产学研究等。提供API数据调取接口，按调用次数计费。

This dataset employs daily precipitation data from 2462 national meteorological observatories during the period 1990 to 2019 to conduct a comprehensive analysis of national rainstorm risks. The occurrence probability of rainstorms is characterized by a 10-level ordinal scale from low to high: levels 0 to 3 represent low risk with a low likelihood of rainstorm events; levels 4 to 6 represent moderate risk with a relatively higher occurrence probability; and levels 7 to 10 represent high risk with a high probability of severe rainstorms. This dataset can be applied to various fields including catastrophe insurance, agricultural insurance underwriting risk assessment and product design, logistics and transportation management, risk assessment for agricultural and forestry credit loans, as well as industry-academia research on green finance. An API data retrieval interface is provided, with billing based on the number of calls made.

搜集汇总

背景与挑战

背景概述

该数据集基于1990-2019年全国2462个气象站的降水数据，采用十级分级标准评估暴雨风险等级（0-3低风险、4-6中风险、7-10高风险），主要应用于保险风控、物流运输及金融研究等领域，支持API调用服务。