Common reason for debt among consumers counseled on multiple-debt in Japan 2022

In 2022, low income and a decrease in income were cited as the reason for borrowing money by over 6.3 thousand consumers in Japan who received counseling on multiple debts by local governments. The impact of COVID-19 was named in around 700 cases. The term multiple debts refers to a situation in which a person has borrowed money from various lenders and has difficulty with debt repayment.

于2022年，超过6.3千名日本消费者因收入低下及收入减少之故，在接受地方政府关于多重债务的咨询时，提及了借款原因。在约700起案例中，COVID-19的影响亦被提及。所谓多重债务，即指个人从不同贷方借款，在偿还债务方面遭遇困境之情形。