Data and Welfare in Credit Markets
收藏NBER2022-07-01 更新2025-01-04 收录
下载链接:
https://www.nber.org/papers/w30235
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资源简介:
We show how to measure the welfare effects arising from increased data availability. When lenders have more data on prospective borrower costs, they can charge prices that are more aligned with these costs. This increases total social welfare and transfers surplus from borrowers to lenders. We show
提供机构:
美国国家经济研究局
创建时间:
2022-07-01



